Supporting founders from over 50+ countries. We help resident and international entrepreneurs navigate corporate account opening across leading Lithuanian commercial banks and authorized electronic money institutions.
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Securing a corporate bank account in Lithuania requires strict alignment with local anti-money laundering (AML) frameworks supervised by the Bank of Lithuania (Lietuvos bankas). We act as your specialized corporate intermediary to prepare, optimize, and submit your documentation.
Banking options in Lithuania fall into two principal categories: established commercial credit institutions and electronic money institutions (EMIs) regulated by the Bank of Lithuania.
Lithuania's traditional banking sector is dominated by well-capitalized Nordic and domestic commercial banks, including Swedbank, SEB bankas, Luminor, and Šiaulių bankas. These institutions provide complete corporate banking suites, including multi-currency treasury management, trade finance, merchant acquiring, and local credit facilities.
Lithuania is recognized as a leading European fintech hub, hosting authorized electronic money institutions and specialized banks such as Revolut Bank UAB, Paysera LT, ConnectPay, and Genome. These providers offer dedicated European IBANs, integration with SEPA and SEPA Instant, multi-currency balances, and robust digital APIs.
| Provider | Non-resident accepted? | Remote onboarding? | Local address/company requirements | Typical timeline |
|---|---|---|---|---|
| Swedbank Lietuva | Yes, subject to strict review | Needs confirmation (usually requires in-person verification for non-residents) | Lithuanian incorporated entity (UAB/MB) with demonstrable local economic substance | 3 to 6 weeks |
| SEB bankas | Yes, with verified EU/local trade | Needs confirmation (qualified e-signature or branch visit required) | Lithuanian registered company; clear contractual ties to Lithuania or the Baltic region | 3 to 6 weeks |
| Šiaulių bankas | Selective; evaluated case-by-case | No (generally requires an in-person branch appointment) | Lithuanian company registration with domestic operations | 2 to 4 weeks |
| Luminor Lietuva | Yes, subject to enhanced due diligence | Needs confirmation (Smart-ID supported for Baltic residents; non-residents vary) | Registered Lithuanian legal entity; regional operational presence | 3 to 5 weeks |
| Paysera LT (Licensed EMI) | Yes | Yes (via mobile app identity verification) | Lithuanian or international legal entity; valid corporate extract | 3 to 7 business days |
| Revolut Bank UAB (Specialized Bank) | Yes (based on director residency in supported countries) | Yes (fully digital onboarding workflow) | Lithuanian registered company or acceptable EEA operating entity | 2 to 7 business days |
| ConnectPay (Licensed EMI) | Yes | Yes (digital verification) | Lithuanian or EEA company; business focus on online commerce, SaaS, or tech | 1 to 3 weeks |
Founders with an active Lithuanian UAB (private limited liability company) or MB (small partnership)
International entrepreneurs seeking a dedicated Lithuanian IBAN for European B2B transactions
Cross-border digital companies, SaaS platforms, and e-commerce merchants operating in legitimate commercial sectors
Non-resident directors seeking experienced assistance to fulfill Lithuanian enhanced due diligence (EDD) criteria
Companies holding legal incorporation in Lithuania requiring secondary operational accounts for risk mitigation
Shell companies lacking a clear commercial purpose, valid invoices, or operating websites
Applicants residing in jurisdictions subject to FATF blacklists or comprehensive EU financial sanctions
Businesses involved in unlicensed financial activities, adult entertainment, weapons trade, or unregulated crypto ventures
Individuals looking for guaranteed account opening without submitting required corporate and financial disclosures
Before opening a corporate bank account in Vilnius or Kaunas, your business structure must be properly registered with the Lithuanian State Enterprise Centre of Registers (Registrų centras). We coordinate the entire corporate setup, ensuring your articles of association, capital contribution, and registered office satisfy the compliance standards enforced by European financial institutions.
We evaluate your company's ownership structure, director residence, business activities, and expected transaction volumes to identify suitable Lithuanian banks or EMIs.
Our team compiles your Registrų centras documentation, beneficial ownership declarations, supplier contracts, invoices, and anti-money laundering risk disclosures into an institutional-grade application package.
We lodge your corporate application with selected banking partners where authorized or instruct the managing director step-by-step through mandatory biometric remote onboarding systems.
We handle requests for additional information from the bank's compliance analysts, monitor approval status, and confirm your dedicated Lithuanian IBAN is ready for live payment routing.
Lithuania remains one of the most accessible jurisdictions in the European Union for international entrepreneurs, but corporate banking for non-residents operates under strict regulatory oversight. A company incorporated in Lithuania (such as a UAB) is legally considered a resident corporate entity, but when its managing director or ultimate beneficial owner resides abroad, banking compliance switches to Enhanced Due Diligence (EDD).
We routinely assist dynamic international business operators across diverse regions to navigate the compliance standards of Lithuanian financial institutions.
Founders from Germany, France, Poland, and Spain using Lithuanian UAB structures for pan-European operations.
Entrepreneurs based in the United States and Canada expanding their software services and e-commerce sales into the EU single market.
Founders from the United Arab Emirates and Saudi Arabia establishing European holding entities and payment gateways.
Tech and logistics founders residing in Singapore, Japan, and Australia setting up EU branches managed through Lithuanian accounts.
Cross-border trade directors from Brazil, Mexico, and Chile accessing SEPA payment rails for international commerce.
Everything you need to know about opening a corporate business bank account in Lithuania.
